Browse Category: Investment Banking

HCR Wealth Advisors on How to Improve Financial Understanding Amongst Your Children

As a parent, you may not understand the importance of exposing your children to financial knowledge. Giving your children an opportunity to learn financial and monetary matters helps significantly in raising their financial IQ. It also helps in shaping their future adulthood financial goals. In some cases, parents often shy away from enlightening their children on finance and money issues thinking that they are too young for such topics. Parents also fear facing rejection from uninterested children. However, according to HCR Wealth Advisors, financial education is one of the most valuable gifts you can give to your children.

Notably, financially literate children  have the ability to make informed financial decisions in future. As such, HCR Wealth Advisors has recently published some tips designed to help you educate your children financially. HCR Wealth Advisors is a registered investment advisory firm that provides financial advice and planning services to clients.

According to HCR Wealth Advisors, one of the most vital financial lessons for children is understanding the value of money and how to earn money. Giving your children an allowance after successfully completing household chores helps them understand that money does not come freely. If they need more money to spend, then they have to work on extra chores. Moreover, the next step is teaching your children on how to design a budget. The budget can be effective in giving them directions on how to spend their money. The skills learned in budgeting the money they earn will help them later in life as they begin to work as adults. Additionally, you should go the extra mile and open a savings account for your child. It will enable them to develop the tendency of depositing their earnings at a bank for safe-keeping. Helping children acquire a bank account gives them the courage to take such decisions in adulthood. Finally, it is necessary that you equip your children with basic knowledge on investment. Giving them information on how to invest in the stock market, in bonds, and others can help in gradually growing their future net worth.

HCR Wealth Advisors is a registered investment advisory firm founded in 1988 that provides its clients with wealth management solutions. The firm seeks to establish strong relationships with its clients through quality client service, education, and communication. The firm is located in Los Angeles, California.

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Jed McCaleb and Stellar Foundation

Blockchain technology, a viable tool that is also a Democratic phenomenon in the cryptocurrency milieu, has the real potential to be an industry disruptor. Jed McCaleb, a programmer, technologist, and entrepreneur is trying to change the world with his newest venture, Stellar Foundation.

Stellar Foundation was built on the notion that people, who have not been able to connect to financial institutions in the developing world could do so. Jed McCaleb had an issue with financial institutions and baking institutions that presented unreasonable restrictions for people. Jed McCaleb was noted as saying that “the world’s financial infrastructure is broken and that too many people are left without resources.”

Jed McCaleb knows a thing or two about creating cutting-edge platforms like Mt. Gox, a Bitcoin Exchange he founded in Japan — and eDonkey in 2000, a peer-to-peer Internet filing service that was similar at the time to Napster.com. Jed McCaleb has also been a part of Code Collective.

Stellar Foundation’s approach, as mentioned in Github, is to make real progress in the banking that by using a more robust technology for making Bitcoin transactions. Well known technology companies like IBM have partnered up with Stellar Foundation based on its robustness and speed of transactions using the technology of blockchain. IBM worked with Stellar to build a system that would help cover a large percentage of payments in the South Pacific region of Asia.

The company, Mobius hatched its ICO using Jed McCaleb’s and Kim’s Stellar platform to raise close to 40 million dollars. Since the start of 2018, many more people are interested in what Stellar as a blockchain technology and cryptocurrency can do. Stellar (XLM) is ranked 8th of all cryptocurrencies traded, according to Coinmarketcap.com. Stellar’s market cap crossed $5 billion in early 2018 and is staying above that watermark, today.

Jed McCaleb, along with co-founder of the Stellar Development Foundation (SDF), Joyce Kim, created this foundation to provide easy access and a cheap online payment system, globally. The Stellar network was hatched in late 2015. Many upgrades were made to the Stellar Consensus Protocol (SCP), to provide quick, yet secure transactions.

Read this cnbc.com article on Jed McCaleb’s prediction about blockchain and how it can change the banking system.

Anthony Marsala of Madison Street Capital Gains Recognition

Co-founder and Chief Operating Officer, Anthony Marsala, was just listed in the National Association of Certified Valuators and Analysts’ “40 Under Forty,” placing him in a small selection of leaders in his industry.

NACVA compiles a list of intrepid persons in the field of finance under the age of 40. Chief Operating Officer of NACVA and the Consultants’ Training Institute, Brien K. Jones, talked a bit about the selection process for those included in the list. Both NACVA and CTI are run by experts in finance and consultation, granting them a position from which they can determine the individuals that have the vision and skills to use their position to invigorate companies in their fields and positively affect their communities.

Marsala and the 39 other honorees were selected from a list of 125 nominees compiled by executives at CTI and NACVA. Those selected for the list were seen as most impressive from that collection of impressive persons in finance. https://network.axial.net/a/company/madison-street-capital/

Marsala has had a long career in this field that has made him deserving of such recognition. He is a co-founder and CEO of Madison Street Capital, where he has managed the firm and led it to a point where it enjoys an international presence with footholds in Africa, Europe and Asia.

Marsala’s focus has been in valuation of businesses and corporate finance. In his 13 years in the field, Marsala has had a diverse set of experiences that allowed him to determine the value of companies of disparate sizes, and has placed significant focus on companies in middle markets and those in the early stages of development. These engagements have included, but not have been limited to, companies involved in the energy sector, agriculture, manufacturing, technology development and biotech.

Anthony Marsala studied Finance and Information Systems at Loyola University of Chicago, and went on to Said Business School at the University of Oxford where he earned a Master’s Diploma in Strategy.

Madison Street Capital is an investment firm with an international presence, promoting excellence, leadership and integrity in financial counsel and business services to their clients all over the world. Madison Street Capital has placed intense focus on emerging markets, which can have profound influence in the global economy and impact the success of their clients. By emphasizing the need for this concentration along with their commitment to their clients, Madison Street Capital has made irreplaceable relationships with clients who trust them to provide them with insight that can make the difference between success or failure in their respective fields. http://madisonstreetcapital.org/

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The Role Of Investment Banking In The Economy

Investment banks are vital for the economy to keep on running smoothly. To start, investment banks raise money for companies that need capital to expand facilities, develop new products, or money to keep the business operating. An investment bank helps a firm raise money by helping to determine the value of company stock. The investment bank can then actually play the role of a salesman and try and sell company stock to investors. In exchange for offering these services for companies needing capital, investment banks get paid or receive a commission from the sales of company stock.

As you can see investment banks play a crucial role in the economy by being a major player in the raising of capital for companies in need of money. Investment banks play another role in the economy, and that is actually buying and selling stock, commodities derivatives, and equity. By buying, selling and trading commodities, stocks and financial instruments investment banks help keep the economy moving.

Other tasks that investment banks due are aiding companies with mergers and acquisitions. They often act as mediators between two companies that are about to merge. Investment banks also help lay out the terms of an acquisition. In both cases the investment bank tries to negotiate a fair deal and settlement for both parties. This tasks is another crucial part that investment banks play in the economy.

A highly successful investment banker that has done all of these tasks is Martin Lustgarten. He founded his own firm called Lustgarten Martin. The firm is based out of South Florida, in Ponte Verda Beach, where Mr. Lustgarten also resides with his family. The firm is famous for its extensive investments in South America.

Mr. Lustgarten has built up his firm Lustgarten Martin through hard work, dedication and sound investment strategy. The firm operates on several principles. The first is to carefully analyze the risk and return ratio of all investments. The second principle is to ensure transparency in dealing. The third principle is to try and minimize risk while at the same time maximizing returns. These principles have been the cornerstone of success for Martin Lustgarten’s firm.