Browse Category: Investment Expert

HCR Wealth Advisors: Alleviating the Burden for the “Sandwich Generation”

More and more people are seeking the help of financial advisors like HCR Wealth Advisors. There are many reasons to seek the professional help of registered investment advisory firms. And HCR Wealth Advisors does more than support your standard retiree or investment client. In fact, the “Sandwich Generation” is in need of financial support more than ever before.

The “Sandwich Generation” is considered to be a group of people in their 30’s to 50’s that experience financial pressure from both supporting their own children and supporting their parents as they age. Not only is this generation supporting two groups of people, but they must also worry about their own future and retirement. They can feel extra financial burdens that may not be experienced by others, but there are ways to alleviate that pressure.

With the help of reputable advisory firms like @HCRwealth, the “Sandwich Generation” can prepare for their future and better-handle current finances. For more than 25 years, HCR Wealth Advisors have been establishing relationships through education, trust, and service, while developing strategies to help their clients reach their financial goals.

For this select group of “Sandwichers,” wealth advisors can help direct finances where they need to go. HCR Wealth Advisors suggests putting your retirement first. It is essential to continue to put money away, even when it feels like it is impossible. At minimum, you should try to contribute as much as your company is matching for your retirement account, so you’re not leaving behind any free money.

To prepare for college-aged kids or adult-aged children coming back home, you should consider putting money away into tax-advantaged accounts, to help minimize the impact of possible student loans. If you need to take in parents or other elderly relatives, be sure to understand what they need from you in regard to finances and health care. This includes having an understanding of their financial situation, health, resources, and long-term outcomes.

HCR Wealth Advisors consists of a team of independent advisors that serve the best interests of their clients, no matter their financial situation. Finding the right financial and educational support should be a priority to everyone.

HCR Wealth Advisors is not affiliated with this website.

Sheldon Lavin Is One Of The Original Visionaries Of OSI Group

Sheldon Lavin was a banker when he got involved in the meat industry more than 40 years ago. Lavin was running his own consulting firm when he got an opportunity to work with the founders of OSI Group. After many years of laying down the foundation of what the company would become, Sheldon Lavin became CEO and Chairman of the enterprise. OSI Group has gone on to conduct international transactions around the world. There are more than 20,000 employees working with the company at this point. Sheldon Levin is proud of the fact that OSI Group is a place where people come to spend their careers.

Sheldon Lavin became involved with the OSI Group founders in the 1950s. At the time the company was known as Otto and Sons. Otto and Sons was a well-known meat manufacturer in the midwest. The company was offered an opportunity to become the primary supplier to the McDonald’s Corporation. This was an enormous break through for the family-owned business. However, they would need new processing plants in order to fulfill the obligation. The business owners did not have the funding for the project at the time. Sheldon Lavin was brought in to oversee the evolution of the new meat processing plant that would supply the McDonald’s Corporation needs.

Leaders at the McDonald’s Corporation thought it would be in everyone’s best interest for a Sheldon Lavin and to become more involved with the business between the two organizations. Lavin was working as a consultant at the time. However, he wanted his associates to know that he required equal decision making powers if he were to come in full-time. The original owners agreed and Sheldon Lavin’s role grew with Otto and Sons to involve overseas investments. The original owners settled into retirement. Sheldon Lavin took full control of the organization. The company then became known as OSI Group.

Sheldon Lavin is a businessman who has been recognized for his successes throughout the industry. He has recieved several awards that acknowledge his contribution to the corporate world. Sheldon’s international impact has been evident on a very competitive industry. Lavin is proud of the awards because he is serious about being involved in charitable causes that influence the lives of others.

OSI Group is very active in the communities that it operates in. Lavin encourages other executives to devote themselves to community work just as they would there businesses.

Paul Mampilly Reviews Amazon’s Forays IntoHealthcare

Amazon traces its roots to an innovative digital bookstore. Today, it is in almost every sector of the online economy. The online giant is looking to get into the healthcare market. This move has financial experts such as Paul Mampilly worried. He is a prominent Wall Street veteran with extensive experience managing hedge funds and investment banking. When it does make the foray into healthcare, Amazon will grab dividend-paying stocks.

Thousands of his readers hold the same stocks. Paul Mampilly describes a phenomenon where stock prices plummet after being targeted by Amazon. The online conglomerate has its eyes set on the prescription drugs segment. There is a complex pricing mechanism, which factors in production costs, research and development, distribution and marketing channels used to sell the drugs. It involves pharmaceuticals, pharmacies, insurers, benefit managers, and distributors.

Multiple studies into the rising healthcare budget indicate that the highest percentage goes to prescription drugs. The current supply chain system is thought to be rigged in favor of brokers and insurance companies. Patients and taxpayers bear the brunt of the process. Amazon is reported to be looking to take to the big pharmacy chain model.

This will force the sector to pay more attention to pricing strategies and transparency; two elements that brokers and distributors exploit to obtain huge profits. The first revolution will hit when the agents start feeling the squeeze on their revenues. Big name pharmacy chains such as CVS and Express Scripts are already experiencing a drop in stock prices. These signs indicate the markets are getting ready for the online giant’s entry into the market.

Besides Amazon, the only other winners in this equation are the patients who will get quality medications at a fraction of the cost. Paul Mampilly suggests you hold off boosting your healthcare stocks as they are expected to head south. He built a lucrative career on Wall Street in various executive roles. He has worked for big names such as ING and Deutsche Bank.

At the height of his career, Paul Mampilly changed tactic to focus on private investments and financial advisory. He runs Profits Unlimited, a publication of Banyan Hill. Additionally, he oversees two premier trading services including Extreme Fortunes, a heady guide into wildly lucrative options, and True Momentum, the perfect guide to medium-risk opportunities with high-yields.

Close to a hundred thousand followers depend on his advice to grow and protect their portfolios. His strategies are on point helping average Americans make sense of the financial markets and benefit from Wall Street.

About Paul Mampilly:

David Giertz Helping Retirees Properly Retire

There are so many misconceptions about the world of social security. Trying to save a little bit for retirement planning can go awry if you aren’t understanding the process the right way and you aren’t sure what steps to take to ensure you get that retirement plan made successfully. A recent new study has been shown that many who are about to approach retirement or have actually retired have several misconceptions about their social security at In the end, it can cause less income or even an unexpected taxes.

David Giertz is the president of the sales and distribution for the Nationwide Financial Distributors, and he has explained in an interview that parents and grandparents who have pensions are experiencing them all drying away.

The age of the person can cause a lot of potential distress and confusion because we all believe there’s specific things that make a successful and easy retirement possible on Facebook. The truth is that age can do nothing different. It’s important to educate yourself about when it is right and when to get help.

David Giertz strives to help out by providing plans and programs for those looking to get retirement planning done. David Giertz works hard throughout the company to provide financial advice and service to those about to start retiring. Just knowing and understanding the fact that social security is to help assist in retirement instead of funding can help you plan everything out.

David Giertz has pointed out that the study found about 37 percent of both recent and longtime retirees said that health problems have prevented them from getting retired the right way as they had hoped. Health-care costs can have this sadly take place on CNBC. Working with a professional like Nationwide can make everything easier for you, and doing it as soon as you can is vital.

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Investment Tips from A Brazilian Stock Market Business Guru; Igor Cornelsen

Igor Cornelsen is a Brazilian-based investment banker, a consultant in the financial industry and a stock market businessperson. He currently serves as a proprietor at Bainbridge Investments. Mr. Cornelsen has been in the stock market long enough to understand all the changing trends in the business world. Igor Cornelsen is a great contributor on investment topics thus earning recognitions from the biggest publications firms in the United States such as and PR Newswire. He spends half of his time in Brazil and the other half in Florida.

Dos and don’ts of investing

Igor Cornelsen has contributed greatly in educating investors on the major dos and don’ts while investing. He encourages people to focus on damaged stock investments rather than investing in firms that have financial problems. He says that damaged stocks offer very affordable rates that later goes high after the market stabilizes, thus earning the investor high-profit margins at Mr. Cornelsen goes ahead and advises investors to concentrate on the long-term investments. Long-term investments have more benefits and better financial returns compared to the short-term ones.

Read more: Investing in the Future Success

Career Background

Cornelsen worked in the banking industry in Brazil before moving to the investments sector on In his previous career, he was responsible for the management of various leading banks in the world. He has vast experience in the investments making him a role model for many people seeking his investments advice. His sharp eye for the damaged and failing stocks has kept him away from making mistakes while investments decisions. Igor Cornelsen enjoys playing golf in Florida when he is not engaged in the investments.

Investing in other countries

Cornelsen encourages the Brazilians to invest in other international countries. Brazil is the fifth largest economy in the world and biggest in South America. Additionally, the country is one of the greatest sources of raw materials for fast-developing countries like China. Cornelsen, therefore, urges the Brazilian citizens to make the best out of that through investments. In his interview with PR Newswire, he stated that Brazil’s overvalued currency would benefit the residents more if they chose to invest in other countries. The foreign currency differences between two countries would lead to higher profit margins to the investors.

George Soros the Greatest Investor and Philanthropist

After years of being away from trading, George Soros is back again. The trader is back to after being attracted by the opportunities in the market due to coming economic troubles. George recently directed bearish investments since he is worried about the global economy. According to people close to the investment issue, George Soros led the investment due to his concern on significant market shifts.

Soros Fund Management LLC manages $30 billion for George and his family. The firm sold stocks then bought gold and shares of gold miners. The purchase has been made in anticipation of weakness in different markets. Most investors consider gold to be an anchorage during times of economic turmoil.

George used to monitors his investments in the past. However, recently Soros has not done investing in his own. The change was evident this year when George began spending more of his time in office directed trades. He is frequently getting in contact with the executives, as revealed by close people.

George is going into a void at his company. Scott Bessent was a top investor in the business, and he had micro investing background. However, Scott quit the firm last year, and he ventured into his hedge fund. George has made an investment of $2 billion together with Scott’s company, Key Square Group.

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Here’s How George Soros’s Latest Predictions Have Played Out

A Bearish George Soros Is Trading Again

Ted Burdick became the company’s chief investment officer in 2015. Ted has a background in arbitrage and distressed debt among other types of trading. It is for that reason that Soros found Ted, an appropriate person for the position, unlike Scott who only had a background in macro investing. George Soros says that he feels comfortable stepping back after appointing Ted as the chief investment officer. Read his profile at Forbes.

George is worried that new troubles will come up in China because he thinks that the country is not willing to embrace the transparent political system. That is why he believes that the state should enact lasting economic overhauls. Some investors are already anticipating rising inflation due to recent wage gains in the United States. However, George is concerned of the continued weakness in China, which he says might cause deflationary pressure. Deflationary pressure causes a damaging spiral of decreasing wages and prices on global economies and the United States.

The life of George Soros

George is the founder and chairperson of Soros Fund Management. He is also the chair of Open Society Foundations. George was born in Budapest in 1930. He was a survivor of the Nazi occupation that took place during the World War II.

George is a philanthropist. He started by providing funds to assist black students to go to Cape Town University during apartheid in South Africa. He also runs the Open Society Foundation, which operates in over 100 countries. George is the author of various books like The Tragedy of European Union. He also writes essays and articles for magazines and newspapers.

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David Osio Weighs In On Venezuela’s Debt Problems

The economic and humanitarian problems facing Venezuela have caused major issues for the country, and prompted many nations around the world to open talks with the socialist South American country about how to solve the problems. Davos Investments executive David Osio has recently been giving his opinion about why the crisis in the country has happened, and what can be done to provide some short term relief from the problems facing Venezuela; Osio has become one of the leading experts on how the falling oil prices seen across the world have destroyed the economy of Venezuela in a number of different ways.

David Osio is the CEO of the Davos Investments group, which has been one of the most successful investment company’s in Venezuela over the last decade or so after Osio himself led the company to a successful period of investing. By 2012, the Osio led Davos Investments had around $2.8 billion in assets under its management, with investors often attracted to the promises of financial transparency Davos provides for investors in an area of the world where the economy has suffered more than in many other parts of the world. Success has followed for David Osio and Davos Investments after the company was awarded the Best Offshore Corporate Services Provider in awards offered by Swiss investment experts in 2012.

In terms of the latest problems facing Venezuela, David Osio has spent a large amount of time providing his expert opinion on why Venezuela has found major problems in recent years. Osio has conducted a major investigation of the problems in Venezuela, which he believes have been caused by an over reliance on the oil industry that provided strong returns for Venezuela when the markets were bullish. Venezuela uses oil as around 95 percent of its exports, but the crisis in oil prices that has lingered for the last few years has had a devastating effect on the economy of the country. Despite the problems David Osio has identified in the Venezuelan economy he does believe recovery is possible and can begin by tackling the short term debt problems the Venezuelan government faces; Osio believes recovery can begin with the negotiations already begun about avoiding defaulting on the short and medium term debt Venezuela has with China.

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Helane Morrison Divulges the Secret of Running a Successful Business in the 21st Century

Having $24 billion worth of assets and achieving such great heights in the money management business, it is safe for us to say that Hall Capital is a success. One of the greatest strengths that Hall Capital is proud of is its diversity in gender, education and backgrounds. It is this strength that has enabled Kathryn Hall, the CEO, to keep their clients happy and smiling all the way to the bank. It is from such amazing examples of success in business that we can learn what being a success as a business manager is all about in the 21st century.

Hall Capital is an investment company that was established in 1994 in San Fransisco. Since then, the establishment has built itself a name in the financial management industry. Having worked with some of the most affluent individuals and families in the United States, the firm has become a trusted source of valuable financial help. Having three women in the top company positions, the firm has become one of the most favorable working environments any modern woman would want to work in. Check out the full article here:

The three ladies impressively running Hall Capital are Kathryn Hall- Co-chief Investment Officer, Sarah Stein – President and Helane Morison– Managing director, chief compliance officer and the company’s general counsel. Female dominance in the top managerial positions in financial management firms is not something you come by every day.

The president of the company, Sarah Stein fosters the culture of open interaction at the office to encourage more productivity among the staff. Having open floor offices breaks the boundaries that would otherwise thrive if everyone was locked away in their enclosed offices. Hall Capital champions the idea of workplace flexibility to enable staff members to live an all round life. Maternity and paternity leaves are among some of the incentives put in place to ensure that staff members are active participants in out of office activities in the society. The office is founded on the grounds of integrity, justice and compliance and the management does not tolerate and adversions to this policy regardless whether it is in internal or external.

The company continues to grow as a force to reckon with in the financial management industry. Especially after picking up financial management for foundations and some endowments, Hall Capital has experienced an upscale in all areas. Having brilliant brains and personnel has given the company an edge over the rest. Acting in her capacity, Helane Morrison has played a major role in steering the firm in the right direction.

About Helane Morrison

Before joining Hall Capital, Helane was working as a reporter for a daily newspaper in South Florida. She then moved ahead to practice law at Securities and Exchange Commission. Helane has now been the Managing director, chief compliance officer and the company’s general counsel for five years. To learn more about her impressive career, connect with Morrison on LinkedIn.

Igor Cornelsen Points to Top Banks in Brazil

For anyone who is looking to invest in Brazil, it is necessary to open up a bank account. There are many potential investment opportunities that require having a bank account open inside of the nation. However, with different kinds of banks out there it might prove challenging to determine which bank is really the best. Igor Cornelsen, a prominent banker inside of Brazil points out the different banks and how some of these banks can truly help an investor, whether they are looking to invest in the stocks, real estate or other financial assets.

Banco Bradesco Financiamentos

This is one of the older banks in Brazil. It has been around since 1943 and is seen as a top bank when it comes to credit offerings. American Express interested this bank with its credit card operations, and as a company continually seeking out the very best in financial credit scores, this showcases Banco Bradesco as a top end bank as Igor points out. Plus, with over 3,200 branches around the country, it is easy to find money and to be able to access it anywhere in Brazil.

Caixa Economica Federal

This is a bank owned by the federal government. Opened in 1861 it helps provide unemployment insurance and other desirable services on tumblr. it also is a top bank in Brazil with over 2,200 branches nationwide. It is not as large as some of the other banks, but it does help set up investors and it gives investors direct access to some of the top government grants other banks simply are unable to provide. This is why it is such a desirable bank to open up an account with before moving in to invest.


HSBC isn’t specifically a Brazilian bank but it does have over 900 branches in Brazil. It holds a worldwide presence in 87 different countries. It is headquartered in Puerto Rico, so for investors coming in from the United States, there is already an in. Additionally, it makes it an excellent bank to work with as investors can move their money internationally for different reasons. So, for investors looking to make international investments around the world, this is one of the top banks to consider. Additionally, the bank has over $61 billion in assets, making it one of the larger banks in all of South America.

Banco do Brasil

This bank handles all of the Visa and MasterCard debit cards inside of Brazil. It is also the largest bank in Brazil and, as Igor points out, it is also the largest bank in all of Latin America in terms of assets and third when it comes to market value. Plus, with branches located worldwide (including Miami and New York) it is an excellent investment opportunity.